Mortgage Lifter Tomato (Solanum lycopersicum 'Mortgage Lifter')

Mortgage Lifter Tomato

Solanum lycopersicum 'Mortgage Lifter'

Large, meaty fruits deliver homegrown summer sweetness. Heirloom determinate tomato cultivar; common name: Mortgage Lifter Tomato.

Full sun
1–2/week
Moderate
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Plant Needs

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Sunlight Full sun exposure required for optimal fruit production; provide partial shade during peak summer heat in hot regions
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Watering Water deeply at the base to avoid wetting foliage, which reduces fungal disease risk; allow top 2–3 cm of soil to dry between waterings
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Temperature Thrives in warm temperatures; avoid frost and extreme heat above 35°C, which can halt fruit set
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Characteristics

  • Leaf: Compound pinnate leaves with serrated margins, fuzzy green texture
  • Flower: Small, yellow, star-shaped blooms in terminal clusters
  • Fruit: Large, pink-red beefsteak tomatoes with juicy, meaty flesh
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Care Guide

Watering

Keep soil consistently moist, watering deeply 1–2 times weekly to support fruit development

Fertilization

Apply balanced organic fertilizer every 2 weeks to support foliage growth. Avoid over-fertilizing with nitrogen, which can lead to excessive foliage and reduced fruit production

Banana peel compost tea:Soak fully composted banana peels in water for 24 hours; dilute 1:20 for root drench to avoid pest attraction from raw peels
Pruning
  • Remove suckers (side shoots) to direct energy toward fruit production
  • Trim yellowing or diseased foliage to improve airflow and reduce disease risk
  • Harvest ripe tomatoes regularly to encourage continued fruiting throughout the season
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Toxicity

Warning: this plant may be toxic.

Pets & Humans

Pets: ASPCA: Toxic due to solanine; ingestion causes gastrointestinal distress

Humans: Ripe fruit is safe for consumption; foliage contains solanine, causing oral irritation if ingested

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Garden Uses & Culture

Culture: Heirloom cultivar with folklore of paying off a mortgage via tomato sales; symbolizes home gardening tradition

Usage: Edible fruit for fresh eating, canning, and sauces; ornamental foliage in vegetable gardens